Luiz Carlos Trabuco Cappi: Leading Bradesco’s Transformative Agenda

Most financial institutions in Brazil have invested in quality structures and professionals leadership, and that is why the banking industry in the country is very vibrant. The success of a banking institution depends on its profitability and market share, and that is why Bradesco is one of the leading brands in Brazil.

Luiz Carlos Trabuco Cappi currently serves as Bradesco’s President and Chief Executive Officer and has played a major role in the bank’s recent success. He is considered as one of the most influential figures in the Brazilian banking industry because of his vast experience in handling high-profile transactions.

Luiz Carlos Trabuco Cappi is knowledgeable in financial matters and an opinion leader in the industry. Bradesco is a popular brand in the Brazilian banking industry and that is why it is a favorite for most business and political leaders in the country. Luiz Carlos Trabuco Cappi has always had the privilege of serving and interacting with prominent personalities in the country because of his position at the bank.

He has over the years facilitated high profile operations and transactions at the bank because of his position. He has emerged as one of the leading consultants in the industry because of his experience in the industry. Bradesco is ranked as the second largest bank in the country in terms of market share. Bradesco is one of the oldest financial institutions in the country and began its operations over 65 years ago.

He is the bank’s fourth president and was appointed to the position after close to four decades of service at the company. His excellent performance in previous positions made him an obvious choice for the position. Having served at the bank for many years, Luiz Carlos Trabuco Cappi is familiar with the bank’s operations and organizational culture. Luiz Carlos Trabuco Cappi is a well-known expert in marketing and private pensions and has wide experience in many strategic areas. Luiz Carlos Trabuco Cappi’s long stay at the bank and dedicated service led to his appointment as Bradesco’s vice president when he was only 47 years.

Luiz had served the bank for over 20 years before being appointed as the bank’s vice president. He is also remembered for his exemplary performance during his time as the head of Bradesco Seguros. Bradesco has an insurance segment known as Bradesco Seguros that experienced massive growth under Luiz’s leadership. He helped Bradesco to record a 2% increase in its market share when he served as the head of Bradesco Seguros.

Luiz attended the University of Sao Paulo where he graduated with bachelor’s degree in Philosophy. He also holds a postgraduate degree in socio-psychology from the same university. Luiz comes from Amador Aguiar, Marília (SP) where he was born and raised. Bradesco’s Marilia branch employed him as a clerk when it launched its operations in the area and Luiz served there for close to two years.

Luiz Carlos Trabuco Cappi was later moved to work at Bradesco’s head office in Sao Paulo and has never been transferred to another city. He has always been based in Sao Paulo for the last four decades. He is always committed to achieving the bank’s goals and objectives and his personality is somehow different from that of an ordinary banker. He has a calm and simple personality that makes him very approachable.

Apart from being the head of Bradesco Seguros, Luz has also served in other leadership capacities at the bank such as the head of personal pensions company, the head of the marketing department, and a member of the board of directors. He introduced a lot of reforms in the company’s marketing department where he helped Bradesco gain media publicity. Bradesco’s dominance and honor in the Brazilian banking industry are attributed to hardworking and loyal employees like Luiz Carlos Trabuco Cappi.

Learn more about Luiz Carlos Trabuco Cappi: http://epocanegocios.globo.com/Empresa/noticia/2017/08/trabuco-retomada-do-credito-depende-de-volta-do-pib-e-da-taxa-de-investimento.html

Betsy DeVos – A Woman of Conviction

Betsy DeVos – An Introduction to the Woman Behind the Charity and More

Betsy and her husband Dick have been beyond blessed in this lifetime. That alone is a vast understatement of the most epic proportions, for this lady and her husband alone have done more good than can be counted – and they’re still not done in this glorious fight. In fact, Betsy constantly notes that there is always room for improvement in charitable contributions and that the work is never truly done, for there’s always someone else in need of dire help, and that will always present the next exciting chapter in giving; this woman’s way of thinking is truly an inspiration to any young female entrepreneur seeking a path to follow and an example to model. Visit the website U.S. Department of Education to know more.

Betsy DeVos and Trump

Perhaps its for these divine qualities themselves, and something more, that President Donald J. Trump chose Betsy to be his Education Secretary in the first place. As a wise leader of many years, with success proven that is beyond count or question, President Trump has certainly shown that he knows how to pick talent; he recognizes it from a mile away as they say. In this case, it presented itself as the lovely and talented, unique Betsy DeVos – who also had plenty of years of experience in the political fight. Indeed, she had more than 30 years in the senate office and committee and has campaigned, hedge funded, strategized, spoken out and much more; she has done it all and lived to fight another day. That’s what America loves about her.

Contributions and More

Betsy and her husband have given millions of dollars away in the last 30 years, but that’s not all; in fact, these donations become mere small numbers on the scale in comparison to all the work that is still to be done as both DeVoses state. In her many years in office, Betsy has financially supported multiple conservative or Republican candidates of good morale, countless churches and healthy schools and their programs, missions organizations, grassroots movements and more. Among these donations stand a few worthy of extra note: Giving $400,000 to the Department of Educational Justice, as one can imagine, is no small feat. Neither is contributing $150,000 to the Success Academy Charter Schools of Greater New York City nor $305,000 both to The Boy Scouts of America and to The Grand Rapids Christian School Association, respectively. In addition, Betsy and Dick have given $50,000 to the Ada Christian Schools Society, $1,000 to The Christian Schools International, $250,000 to The John F. Kennedy Center for the Performing Arts and even $400,000 to Art Prize Grand Rapids. Visit betsydevos.com to know more about Betsy.

Buffett Couldn’t Be More Wrong On Investing, Says Armour

Warren Buffett is a name that is synonymous with success in finance. One would think his insight into investing would be beyond reproach, but Tim Armour from Capital Group Companies recently wrote an op-ed that exposes what he sees as a substantial flaw in Buffett’s method.

Buffett recently issued a charity challenge to other hedge fund managers, but claimed that by sticking to the S&P 500 passive index fund he could make more money that the rest. While Armour concedes that this may be a safe enough bet for one of the most successful investors in the world during an abnormally long bull market, it’s not how investor’s should think, especially with a bear market coming for us any day now.

Armour wrote that for investors returns are all that matters, and passivity can’t always guarantee that. Nothing can. But a strong indicator of a fund that returns higher than benchmark indexes are those where managers have personally invested.

It’s the same method Armour employs Armour employs and claims he averages returns 1.47% higher than benchmark indexes after fund expenses are calculated. For those entering into the market for the first time, Armour suggests sticking to funds where the managers have a personal financial stake in its success

About Timothy Armour

Timothy Armour is an American businessman and investor. After graduating from Middlebury College with a Bachelor’s Degree in Economics, Armour joined the Associates Program at Capital Group Companies.

32 years later, Armour became such an essential fixture within the company that he became Chairman and Principal Executive Officer of Capital Research and Management Company.

Read more on Bloomberg.

An Overview of Todd Lubar’s Personal and Professional Life

Todd Lubar is the TDL Global Ventures, LLC president. He also holds the post of Senior Vice President to Legendary Investments. Lubar went studied at Sidwell Friends School based in Washington DC (1977-1987) when he proceeded to high school at The Peddie School in Hightstown , New Jersey. After his high school education, he enrolled at Syracuse University where he graduated with a B.A. in speech communication in 1995.

Work History

After graduation, Todd Lubar got his first job with the Crestar Mortgage Corporation. He stayed at this firm from 1995-1999. He then joined Legacy Financial group that was based in Arlington Texas. Todd helped in growing the Maryland office to become a production unit raking in numerous 100 million dollars annually in loan volume. He stayed on with the company until 2005 and decided to move on up by accepting to become the senior VP at Charter Funding, a First Magnus Financial Group division, based in Arizona. He worked in the same position until the month of August, 2007.

Going Back to His Roots

At that time, the mortgage industry was undergoing a lot of changes and Todd Lubar decided to go back to his roots. He started focusing on acquisition money mortgage inauguration with the Priority Financial Services. Priority Financial Services specializes in assisting home owners and buyers irrespective of their credit rating to get homes. The loan experts work hard to ensure that customers get services in an easy and fast process to enable them start saving to reach their financial goals. As much as Todd has focused primarily on mortgage banking in his career, it did not stop him from investing in other industries. Todd owns a number of companies operating in the Demolition Industry, recycling industry, night club industry and the real estate improvement industry.

Industry Ranking and Experience

Todd Lubar’s name has featured constantly for several years in the top 25 ranking of mortgage originators operating in the country. His vast experience in various industries has equipped him with the necessary skills and knowledge on what makes a business run efficiently, and how to excel in any business environment. Recently, Todd has ventured into another new industry that is focused solely on lending a helping hand to people who are in need.